Car insurance. Young drivers priced out of the market. Part 2

Author: Emma Mayo

So what are young people doing about it? A survey from Direct Line has shown that many rely on borrowing their parents' cars. Others are thinking about sharing a car with friends, so the costs are easier to deal with.

There are also other implications, ( Great secured Loans ) namely on road safety. A spokeswoman from Direct Line said: "With fewer first-time drivers owning their own car there can be increased pressure on those with one to drive all their friends around". The survey showed that 17% of young drivers feel pressurised by their friends to do the driving, 18% feel pressurised into taking more people into the car than it can legally hold, and 41% find it hard to concentrate on driving with passengers distracting them. < home insurance - great articles all about cheap home insurance curtosey of car insurance engine >

The car insurance industry has a few tricks up its sleeve to help young drivers get on the road. For example, Norwich Union has come up with a new scheme which allows young people to use a pay-as-you-drive scheme, see www.norwichunion.com/pay-as-you-drive for more information.

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Insurance companies also offer incentives of up to 35% off for new drivers who have taken Pass Plus lessons, or who have taken a driving course ( cheap mortgages for uk residents ) with the Institute of Advanced Motorists. Lessons cost between £15 and £30 per hour but could save you hundreds on your car insurance.

For the cheapest car insurance deals, search on the Internet - car insurance is invariably cheaper and many of the mainstream insurers offer online discounts - making it a little bit easier to get on the road!

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Car insurance. Young drivers priced out of the market. Part 2